Dividend Reinvestment and Stock Purchase Plan

Reinvestment

Under our Dividend Reinvestment and Stock Purchase Plan (the ”Plan”), registered shareholders may purchase additional shares of New York Community Bancorp by reinvesting all or part of their cash dividends.

Stock Purchase

Through the Plan, registered shareholders are able to make optional cash purchases ranging from a minimum of $50 to a maximum of $10,000 per transaction – up to a maximum of $100,000 per calendar year. New investors may use the Plan to purchase their initial shares.

Plan Administrator

Our Plan is administered by Computershare Trust Company, N.A.

Plan Materials and Enrollment

You may access our Plan brochure and enrollment form at Computershare’s website. If you are already a registered shareholder, you may participate in the Plan by logging onto your account at computershare.com/investor.

Questions

If you have any questions about our Dividend Reinvestment and Stock Purchase Plan, contact Computershare at (866) 293-6077.