Officer and Director Profiles

Thomas R. Cangemi serves as President and Chief Executive Officer of New York Community Bancorp, Inc. and Flagstar Bank, N.A.

He was appointed President and CEO as well as Director of NYCB and New York Community Bank effective December 31, 2020, and was named Chairman of NYCB and New York Community Bank effective March 26, 2021. Prior to this, Mr. Cangemi served as Senior Executive Vice President and Chief Financial Officer of NYCB and New York Community Bank since April 5, 2005. He joined NYCB and New York Community Bank on July 31, 2001 as Executive Vice President and Director of the Capital Markets Group, and was named Senior Executive Vice President of NYCB and New York Community Bank on October 31, 2003.

Prior to joining NYCB and New York Community Bank, Mr. Cangemi was Executive Vice President, Chief Financial Officer, and Treasurer of both Richmond County Financial Corp. and Richmond County Savings Bank. Before joining Richmond County in 1997, Mr. Cangemi served as Senior Vice President, Chief Financial Officer, and Corporate Secretary of Continental Bank, a commercial bank based in Garden City, New York and, previously, as Director of Corporate SEC Reporting for an electronics corporation in Boca Raton, Florida. From 1993 to 1996, Mr. Cangemi was Vice President and Chief Financial Officer of Sunrise Bancorp, a publicly traded thrift headquartered on Long Island. Previously, Mr. Cangemi was a member of the SEC Professional Practice Group of KPMG Peat Marwick serving financial institutions.

Mr. Cangemi serves on the Board of Directors of the Federal Home Loan Bank of New York as well as Treasurer and a member of the Board of Directors of the Richmond County Savings Foundation and a member of the Board of Directors of the New York Community Bank Foundation. In addition, Mr. Cangemi is a member of the Board of Trustees of The Whaling Museum & Education Center of Cold Spring Harbor. Previously, Mr. Cangemi was a member of the Board of Directors of Peter B. Cannell & Co., Inc., a New York City-based investment management firm, a Board member and a member of the Development Committee of the Long Island Children’s Museum, on the Board of Directors of Friends of the Arts, a member of the Council of Overseers of the Tilles Center for the Performing Arts; and a member of the Board of Trustees of the East Woods School. Mr. Cangemi is a former recipient of the Crain’s New York Business “40 Under 40” list of the top executives under the age of 40.

Mr. Cangemi holds a B.B.A. from the School of Professional Accountancy at Dowling College, and is a certified public accountant and a member of the AICPA.

Mr. Carpenter serves as a Director of the New York Community Bancorp, Inc. Board. In addition to chairing the Board Credit Committee, he is a member on the Risk Assessment Committee. He is an experienced banking executive with a nearly 40-year career in commercial real estate finance, commercial and industrial lending, consumer lending and credit related insurance sales. He has served as consultant for credit and lending related matters to New York Community Bancorp, Inc. (the Company) since January 2020. Prior to his retirement from the Company on December 31, 2019, Mr. Carpenter served as Senior Executive Vice President and Chief Lending Officer of the Company and New York Community Bank from January 1, 2006, to December 31, 2019. Mr. Carpenter also served as Senior Executive Vice President of the Company’s former subsidiary, New York Commercial Bank from December 30, 2005 to November 30, 2018; Executive Vice President and Chief Lending Officer of New York Community Bank from February 1, 2005 to December 31, 2005; Executive Vice President and Assistant Chief Lending Officer of the Community Bank from January 1, 2003 to February 1, 2005; and Senior Vice President and Mortgage Lending Officer of the Community Bank from November 30, 2000 to January 1, 2003.

Mr. Carpenter joined the Company in November 2000 with the acquisition of Haven Bancorp, Inc. and CFS Bank where he served as Senior Vice President responsible for Multi-Family and Commercial Real Estate Lending from November 1994 through November 2000 and its Commercial Real Estate and Asset Management departments from December 1991 to November 1994. Prior to CFS Bank, Mr. Carpenter worked for American Savings Bank and both Beneficial Finance and The Minnesota Mutual Life Insurance Company in credit insurance sales.

Mr. Carpenter holds an MBA in Accounting from Fordham University, a Bachelor of Science in Business Administration/Finance from the University of Richmond, and a graduate degree in Banking from the National School of Banking at Fairfield University.

Mr. Carpenter serves on the Boards of Directors of the New York Community Bank Foundation and the Setauket Neighborhood House and has served on other Boards including The Real Estate Practitioners Institute at Stony Brook University, The Long Island Housing Partnership, The Metropolitan Mortgage Officers Society, The Long Island Museums and The Family Service League of Long Island.

Mr. Carpenter serves as a Director of the New York Community Bancorp, Inc. Board. In addition to chairing the Board Credit Committee, he is a member on the Risk Assessment Committee. He currently serves as a Consultant to the Company. Previously, he was Senior Executive Vice President and Chief Lending Officer of the Company and the Community Bank from January 1, 2006 until his retirement on December 31, 2019. Prior to this he served as Senior Executive Vice President of the former Commercial Bank from December 30, 2005 to November 30, 2018; Executive Vice President and Chief Lending Officer of the Community Bank from February 1, 2005 to December 31, 2005; Executive Vice President and Assistant Chief Lending Officer of the Community Bank from January 1, 2003 to February 1, 2005; Senior Vice President and Mortgage Lending Officer of the Community Bank from November 30, 2000 to January 1, 2003; Senior Vice President responsible for Multi-Family and Commercial Real Estate Lending for Haven Bancorp, Inc. and CFS Bank prior to November 30, 2000.

Hanif “Wally” Dahya serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in March 2007. In addition to chairing the Nominating and Corporate Governance Committee, Mr. Dahya is also a member on the Audit, Compensation, Executive, Board Credit, and Technology Committees. He also serves as the independent Presiding Director of the Board.

Mr. Dahya is the Chief Executive Officer of The Y Company LLC, a private investment firm that focuses on emerging-market companies in the environmental, energy, and oil and gas recycling industries.

Mr. Dahya spent 14 years on Wall Street, having started his career at E.F. Hutton & Co. in corporate finance, and later serving as managing director at L.F. Rothschild & Co. In addition, Mr. Dahya was managing director of the Mortgage-Backed Securities Group at UBS, where he also was a member of the Fixed Income Management Committee. Mr. Dahya was a partner at Sandler O’Neill Partners LLC from 1991 to 1997.

Mr. Dahya is a graduate of Harvard Business School, Class of 1983.

Alessandro (Sandro) DiNello is Non-Executive Chairman of the Board of Directors of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He also serves on the Executive, Board Credit, and Technology Committees of the Company and the Bank. Prior to the merger, he served as President, CEO, and a director of Flagstar Bank and Flagstar Bancorp since mid-2013. Before that, he was President and Chief Administrative Officer of Flagstar Bank, and for a number of years, Executive Vice President of Retail Banking. Under his leadership, Flagstar consistently delivered solid results, underpinned by careful, thoughtful growth and industry-leading risk management. 

He began his banking career as a bank examiner and later joined Security Savings Bank in Jackson, Mich., where he ultimately served as president. In 1994, Security Savings was acquired by First Security Savings Bank, which later became Flagstar Bank. He continued with the combined organization as an executive officer responsible for growing the bank’s funding sources.

During his career at Flagstar, he served as head of branch banking, retail product strategy, marketing, communications, internet banking, and branch expansion. He also was in charge of the bank’s technology, operations, and commercial units. Additionally, he led the government affairs and community relations initiatives.

His business affiliations include membership on the board of directors of Business Leaders of Michigan, the Detroit Regional Chamber and its Economic Development CEO Advisory Board, and the Mayor’s Workforce Development Board (Detroit). He is a founding member of the Detroit Sports Organizing Corp., and serves as co-chair of the Economic Development Strategy Task Force of the Metropolitan Affairs Coalition. He is a past director of the Western Michigan University Foundation and a member of the National Board of Trustees of the Crohn’s & Colitis Foundation where he serves on the executive committee as Treasurer and as chairman of the finance committee.

He is a recipient of the Honoree Award from the Crohn’s & Colitis Foundation, of the Outstanding Alumni Achievement Award from Haworth College of Business, of the Distinguished Alumni Award from Western Michigan University, of the Humanitarian Award from the Michigan Roundtable for Diversity & Inclusion, the Courage in Leadership Award from the North Oakland (Michigan) NAACP and the Partner in Progress Award from the city of Pontiac, Michigan, the Regional Ambassador Award from the Southeast Michigan Council of Governments and from the Troy Community Champion award from the Troy Community Foundation. His most recent recognition was the Maverick Award which he received from the Florida Minority Reinvestment Coalition.

Leslie D. Dunn serves as a Director of New York Community Bancorp, Inc. and of its bank subsidiary, Flagstar Bank, N.A. She joined the Company’s board in September 2015. In addition to chairing the Compensation Committee, she is also a member of the Audit and Nominating and Corporate Governance Committees. She is the immediate past chair of the Nominating and Corporate Governance Committee and had served for many years on the Risk Assessment Committee.

An experienced executive, legal, and governance professional, Ms. Dunn currently serves on the Board of the Directors of GrafTech International Ltd. (EAB: NYSE) and its Compensation and Governance Committees. She was an independent director of the Federal Home Loan Bank of Cincinnati from 2007 until 2020, serving as its Governance Committee Chair. She has served as Director of numerous private companies.

From 1997 through 2004, Ms. Dunn was Senior Vice President of Business Development at Cole National Corporation, a New York Stock Exchange-listed specialty retailer with 15,000 employees and 3,000 locations in Canada, Europe, and the United States. Ms. Dunn served as Cole’s General Counsel and Secretary, overseeing the company’s government relations and law departments, ensuring its compliance with SEC regulations, and serving as principal corporate governance advisor to the board.

Prior to joining Cole, Ms. Dunn was a partner in the Business Practice Group in the Cleveland office of Jones Day, a global law firm with 45 locations, and before then, was a partner in the corporate practice of Squire Sanders & Dempsey (now Squire Patton Boggs). She is an active civic leader and philanthropist in her home state of Ohio. She is the President and a Trustee of the David and Inez Myers Foundation, a Life Trustee and Past Chair of the Mt. Sinai Health Care Foundation, a director of the Jewish Federation of Cleveland, the past President of the Board of the Cleveland Museum of Contemporary Art, and has been co-chair of the Northeast Ohio Chapter of Women Corporate Directors, an organization of over 2,500 women business leaders worldwide.

Toan C. Huynh serves as a Director of the New York Community Bancorp, Inc. Board. She joined Flagstar’s Board in January 2021. She is also a member of the Risk Assessment and Technology Committees.

A technology founder and digital transformation leader, Toan has experience in private equity and venture capital. She brings over 20 years of working with and investing in enterprise technology and services companies, with a practitioner’s focus on those enabled by underlying innovation such as AI, data, cloud, quantum, and blockchain. In 2008, Ms. Huynh co-founded GlobalOne/CloudSherpas, a cloud services company and served as Global Head of Insurance and Financial Services, until its acquisition by Accenture in 2015. Ms. Huynh was a Managing Director with Accenture until 2018 and a US partner for Information Venture Partners until 2020. She served as an Entrepreneur-in-Residence for Citi Ventures until 2019 and currently serving in that capacity with the Morgan Stanley Multicultural Innovation Lab. Toan is a Partner with Baylane Capital.

Ms. Huynh serves on the Board of Trustees for The Ethel Walker School for Girls since 2021 and is a member of the UPenn Women’s Alliance Advisory Council since 2018.

Marshall Lux serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in February 2022. In addition to chairing the Technology Committee, Marshall also serves on the Audit and Risk Assessment Committees.

Marshall Lux is a prominent and highly-regarded financial services industry professional whose career spans nearly four decades and crosses a broad variety of financial industry subsectors, including consumer finance, commercial banks, insurance companies, broker/dealers, wealth and asset management firms, card companies, private equity, and FinTechs. Mr. Lux’s experiences at McKinsey and elsewhere during his career, included advising financial institutions regarding various risk and compliance matters, including consumer compliance relating to retail banking, mortgage lending, and other lending. Throughout his career he has built strong relationships with C-suite executives, becoming their trusted advisor and confidant.

He attended Princeton University as an undergraduate and Harvard Business School for his graduate studies. Upon graduating from Harvard in 1986, Mr. Lux began working at McKinsey & Co., where he advised companies on core strategies and operational issues, including with respect to consumer compliance issues, mergers and merger integration, new product design and rollout, expense management, credit quality, crisis management, and capital initiatives.

Marshall left McKinsey as a Senior Partner after nearly 20 years to join one of his clients, JP Morgan, as Global Chief Risk Officer for Chase Consumer Bank. In this capacity, he managed a staff of 10,000 employees around the world, reported to the Company’s board of directors, and worked hand-in-hand on the Consumer Bank risk strategy with CEO Jamie Dimon. During his tenure at JP Morgan, he developed a number of risk strategies and models which helped successfully steer the bank through the mortgage crisis, also advising regarding various consumer compliance matters relating to JPMC’s mortgage lending – including as such risks expanded as a result of the crisis.

He left JP Morgan in 2009, to return to his consulting roots, with the Boston Consulting Group (“BCG”), where he was their first directly elected Senior Partner. At BCG, he advised many of the same financial services companies that he had advised earlier in his career at McKinsey. At Boston Consulting, Mr. Lux has continued his focus on advising financial service companies – including residential mortgage lenders and other consumer credit providers.

He finished his full-time professional career with BCG in 2014, transitioning from Senior Partner to Senior Advisor, so he could focus on working with boards. He remains an advisor to BCG. He currently is a member of several boards including Mphasis, a publicly-traded global IT company, DHB Capital, a public SPAC, and Kapitus, a privately-held small business lender. He also is a director of the Guardian Life Mutual Funds Board, which is the wealth management arm of the Guardian Life Insurance Company. In addition to his board involvement, he also advises a number of FinTech companies that are involved in payment systems, mortgage lending, digital assets, cybersecurity, and wealth management. Mr. Lux is a member on the investment committee of the Simons Foundation, one of the largest charitable organizations in the US, focused on math and natural science.  

In addition to being a senior fellow at Harvard University where he teaches and writes, Mr. Lux is also a senior fellow at Wharton and Kellogg/Northwestern. He is a prolific writer having authored or co-authored ten papers on a broad range of topics, including the importance of community banks, credit access, fair lending, and consumer privacy. His experience and expertise have also been recognized by the public sector where he has advised Janet Yellen while she was Chair of the Federal Reserve Board, the 9/11 Commission, and has also testified before Congress on a number of financial topics.

Lawrence Rosano, Jr. serves as a Director of New York Community Bancorp, Inc. and of its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in July 2014. He is a member on the Compensation, Board Credit, and Risk Assessment Committees.

Since May 1974, Mr. Rosano has served as President of a New York real estate development and management firm: Associated Development Corp. and has been a member of 460 Grand Street Realty LLC, a New York limited liability company, since August 2013.

Over the course of his career, Mr. Rosano has overseen the design, construction, and marketing of numerous large-scale residential developments, multi-family properties, and commercial properties throughout New York City and Nassau County, which are the primary markets for the Company’s multi-family and commercial real estate loans.

In recognition of his expertise in real estate, Mr. Rosano was appointed by former New York City Mayor Michael Bloomberg in 2006 and 2007 to serve as an industry representative on two Task Forces under the aegis of the City’s Department of Environmental Protection. In addition, Mr. Rosano has been a member of the New York City Council’s Building Resiliency Task Force since 2012.

In November 2016, Mr. Rosano was appointed by the City of New York as a member of the Contractor and Expert Committee of the MS4 Policy Group of the New York City Department of Environmental Protection, the Urban Green Council, and the Real Estate Board of New York to develop a storm water management program in order for New York City to comply with the MS4 permit process of the U.S. and New York City Departments of Environmental Protection.

A Licensed General Contractor and Licensed Construction Superintendent in New York City, and a Licensed General Contractor in Nassau County, Mr. Rosano provides leadership to the Queens & Bronx Building Association, serving as a member of its Board of Directors and as a former president.

He also is actively involved in the work of non-profit organizations, serving on the Executive Committee of the Cooley’s Anemia Blood and Research Foundation for Children, and having served as a member and Secretary of the Board of Directors of Denton Green Housing Company, a not-for-profit senior housing corporation from 2011 to 2013.

Ronald A. Rosenfeld serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in January 2012. In addition, he is a member of the Audit, Nominating and Corporate Governance, Risk Assessment, and Board Credit Committees.

Mr. Rosenfeld’s areas of expertise include housing and development, corporate finance, and investment banking. In 2004, he was appointed Chairman of the Federal Housing Finance Board by President George Bush, with the unanimous approval of the U.S. Senate; he served in that position from 2005 through 2008. From 2001 through 2004, he was President of the Government National Mortgage Association, which was his first presidential appointment.

In addition to serving three years as Secretary of Commerce for the State of Oklahoma, Mr. Rosenfeld previously served one year as Deputy Assistant Secretary for Corporate Finance at the U.S. Treasury Department. Before joining the Treasury Department, he spent three years at the Department of Housing and Urban Development, where he successively served as Deputy Assistant Secretary for Single-Family Housing, Acting Deputy Assistant Secretary for Multi-Family Housing, and General Deputy Assistant Secretary for Housing Federal Housing Commissioner.

Prior to his career in public service, Mr. Rosenfeld was an executive with Prescott, Ball & Turben, Inc., an investment banking firm in Cleveland, Ohio, and with Zappala & Company, an investment banking firm in Pittsburgh, PA. Previously, Mr. Rosenfeld was president of a company that developed and managed more than 10,000 apartment units in a six-state region.

A graduate of Harvard Law School and The Wharton School, University of Pennsylvania, Mr. Rosenfeld also lends his expertise to several not-for-profit organizations in the housing, education, and cultural arenas. As a former member on the Housing Commission of the Bi-Partisan Policy Center, Mr. Rosenfeld is a Trustee of Howard University.

Lawrence J. Savarese serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He first joined the Boards in March 2013. In addition to chairing the Audit Committee, he is also a member of the Compensation and Nominating and Corporate Governance Committees.

From 1978 through 2012, Mr. Savarese enjoyed a successful career with the independent public accounting firm KPMG. For 19 of those years, he was an Audit Partner in the firm’s Financial Services Practice, serving as partner in charge of audits of both community banks and international banks with branches and agencies in the United States. During this time, Mr. Savarese served as KPMG’s representative to the New York Bankers Association and The Institute of International Bankers.

From 2008 to 2011, Mr. Savarese served as Audit Partner, Risk Management, for KPMG's Advisory Practice, where he developed and implemented advisory service protocols in connection with certain requirements of the Public Accounting Oversight Board. Prior to his retirement, Mr. Savarese was an Audit Partner in KPMG's Global Services Centre, where he designed and developed the standardized approach for auditing banks now used by the firm's Global Bank Practice.

Peter Schoels serves as a Director of the New York Community Bancorp, Inc. Board and on its bank subsidiary Board, Flagstar Bank, N.A. He joined Flagstar’s board in 2013. He is also a member of the Nominating and Corporate Governance and Technology Committees.

He has been a managing partner of MP Global Advisers since 2009 and a partner since 2002. He also serves on the investment committee of MaltinPatterson Global Advisors, and is portfolio manager of MatlinPatterson’s control and illiquid investments. Prior to MatlinPatterson, he was a vice president of Credit Suisse’s Global Distressed Securities Group, and before that, a director of Finance and Strategy of Itim Group Plc. Earlier in his career, he was manager of mergers and acquisitions for Ispat International NV, now ArcelorMittal.

David L. Treadwell serves as a Director of the New York Community Bancorp, Inc. Board and of its bank subsidiary, Flagstar Bank, N.A. He joined Flagstar’s board in 2009. In addition to chairing the Risk Assessment Committee, he also serves as a member on the Audit, Board Credit, and Nominating and Corporate Governance Committees.

From 2006-2011 he was President and Chief Executive Officer of EaglePicher Corporation. Previously, he had been Chief Operating Officer of the company, and prior to that, Division President. He also was CEO of Oxford Automotive, a $1 billion automotive supplier, where he led the restructuring of the company. He was with Prechter Holdings for 19 years, ultimately serving as its CEO.

He also currently serves on the board of Visteon Corporation. He has served as a public company director for U.S. Well Services and Fairpoint Communications. He has served on and chaired numerous private company boards over his career.

Robert Wann serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. Mr. Wann has been on the Board of Directors of the Company and the Bank since January 1, 2008. He is a member of the Risk and Technology Committees.

Previously he was Senior Executive Vice President and Chief Operating Officer of the Company and New York Community Bank since October 31, 2003. He retired from that position upon the closing of the Flagstar Bancorp, Inc. acquisition. Prior to his appointment as Chief Operating Officer, Mr. Wann spearheaded the Finance Division of the Company and the Bank. He joined the Company in 1982, and was named Comptroller in 1989; in 1991 he was appointed Chief Financial Officer. An original member of the management team that took the Company public in 1993, Mr. Wann played a crucial role in the development and growth of the Company.

Mr. Wann is a member of the American Bankers Association and the New York Bankers Association, and serves on the Board of Directors of various organizations. A graduate of Queens College with a degree in accounting, Mr. Wann is on the Board of Trustees of the Queens College Foundation and is a past Chairman of its Audit Committee. An active member of the community, Mr. Wann previously served as president of the Flushing Central Lions Club and as a member of the Board of Trustees of the Queens Museum of Art, and currently serves on the Board of Directors of a private charitable foundation based in New York.

Jennifer R. Whip serves as a Director of the New York Community Bancorp, Inc. Board and of its bank subsidiary, Flagstar Bank, N.A. She joined Flagstar’s board in 2017. She is also a member on the Audit, Compensation, and Board Credit Committees.

She is a principal with Cambridge One, LLC, and was a long-time executive with Fannie Mae. In her 26 years with the government sponsored enterprise she held numerous key roles, including leading nationwide single-family business development strategies, managing relationships with some of Fannie’s largest lenders, developing lending solutions to underserved communities, and directing lender management and strategic initiatives for Fannie Mae’s eChannel. At Garrett, McCauley, she was part of a team that helped banks and mortgage lenders increase revenues, control costs, and better manage risks. She was a founding member of the Fannie Mae Diversity Advisory Council, executive sponsor of the INDUS Employee Resource Group, and a former advisory board member of the Neighborhood Housing Services of New York City. She received awards from Fannie Mae for volunteerism, as well as for her support of the Hispanic Networking Group. In 2013, Diversity Journal named her to its list of Women Worth Watching.