Officer and Director Profiles

Executive Management

Thomas R. Cangemi, President & Chief Executive Officer

Portrait

Thomas R. Cangemi serves as President and Chief Executive Officer of New York Community Bancorp, Inc. and Flagstar Bank, N.A.

He was appointed President and CEO as well as Director of NYCB and New York Community Bank effective December 31, 2020, and was named Chairman of NYCB and New York Community Bank effective March 26, 2021. Prior to this, Mr. Cangemi served as Senior Executive Vice President and Chief Financial Officer of NYCB and New York Community Bank since April 5, 2005. He joined NYCB and New York Community Bank on July 31, 2001 as Executive Vice President and Director of the Capital Markets Group, and was named Senior Executive Vice President of NYCB and New York Community Bank on October 31, 2003.

Prior to joining NYCB and New York Community Bank, Mr. Cangemi was Executive Vice President, Chief Financial Officer, and Treasurer of both Richmond County Financial Corp. and Richmond County Savings Bank. Before joining Richmond County in 1997, Mr. Cangemi served as Senior Vice President, Chief Financial Officer, and Corporate Secretary of Continental Bank, a commercial bank based in Garden City, New York and, previously, as Director of Corporate SEC Reporting for an electronics corporation in Boca Raton, Florida. From 1993 to 1996, Mr. Cangemi was Vice President and Chief Financial Officer of Sunrise Bancorp, a publicly traded thrift headquartered on Long Island. Previously, Mr. Cangemi was a member of the SEC Professional Practice Group of KPMG Peat Marwick serving financial institutions.

Mr. Cangemi serves on the Board of Directors of the Federal Home Loan Bank of New York as well as Treasurer and a member of the Board of Directors of the Richmond County Savings Foundation and a member of the Board of Directors of the New York Community Bank Foundation. In addition, Mr. Cangemi is a member of the Board of Trustees of The Whaling Museum & Education Center of Cold Spring Harbor. Previously, Mr. Cangemi was a member of the Board of Directors of Peter B. Cannell & Co., Inc., a New York City-based investment management firm, a Board member and a member of the Development Committee of the Long Island Children’s Museum, on the Board of Directors of Friends of the Arts, a member of the Council of Overseers of the Tilles Center for the Performing Arts; and a member of the Board of Trustees of the East Woods School. Mr. Cangemi is a former recipient of the Crain’s New York Business “40 Under 40” list of the top executives under the age of 40.

Mr. Cangemi holds a B.B.A. from the School of Professional Accountancy at Dowling College, and is a certified public accountant and a member of the AICPA.

John T. Adams, Senior Executive Vice President & Chief Lending Officer

Portrait

John T. Adams serves as Senior Executive Vice President and Chief Lending Officer of New York Community Bancorp, Inc. Previously, he served as Executive Vice President and Chief Lending Officer since January 1, 2020. He has served in positions of increasing responsibility at New York Community Bancorp, Inc. since joining the Company in 2000 in conjunction with its acquisition of Haven Bancorp, Inc., parent of CFS Bank, where he began his career in 1983. Most recently, Mr. Adams served as Executive Vice President and Chief Credit Officer, managing credit risk and credit risk administration to ensure the Bank’s asset quality is acceptable.

Previously and throughout his tenure with the Company, Mr. Adams assumed senior roles including retail branch management, commercial mortgage lending, originations and construction lending management. In 2013, his role was expanded to include Chief Administration Officer duties where he oversaw the day to day operations of the Bank's Lending Department before being named Chief Credit Officer in 2017.

Mr. Adams holds a Bachelor’s Degree in Business Management from New York Institute of Technology and a Post Graduate Degree from the National School of Banking with Honors. 

Mr. Adams is a member of the New York Mortgage Bankers Association, the Queens, Bronx, and Long Island Builders Association, Chairman of the Board for the Cleary School for the Deaf, and is a Board Member of the New York Community Bank Foundation and Catholic Charities of Rockville Centre.

Reginald E. Davis, Senior Executive Vice President & President of Banking

Portrait

Reginald E. Davis serves as Senior Executive Vice President and President of Banking of New York Community Bancorp, Inc. In this role, he is responsible for all non-mortgage lending, Government Banking, Treasury Management, strategic alliances, and all of Retail Banking.

He has 35 years of banking experience, most recently with SunTrust, now Truist, where he was head of business banking. He also served as President of RBC Bank USA, the U.S. banking division of the Royal Bank of Canada, and as a senior executive and member of the operating committee for Wachovia (now Wells Fargo), where he held a number of senior roles. He started his banking career at First Union Bank.

Mr. Davis serves on the board of the Lincoln Financial Group and is a member of the 100 Black Men of Atlanta. Previously, he served as chair of the Morehouse College Dean’s Advisory Board and as a board member of the Atlanta Chamber of Commerce.

His past recognitions include being named by Black Enterprise Magazine as one of the 75 most powerful African Americans in corporate America, and in 2021, by Savoy Magazine to the list of Most Influential Black Corporate Directors.

John J. Pinto, Senior Executive Vice President & Chief Financial Officer

Portrait

John J. Pinto has been Chief Financial Officer of New York Community Bancorp, Inc. since December 31, 2020. Mr. Pinto was appointed Senior Executive Vice President on February 5, 2021. Prior to this, Mr. Pinto served as Executive Vice President and Chief Accounting Officer of the Company and the Bank, since April 5, 2005. Mr. Pinto joined the Company on July 31, 2001 in connection with the Richmond County merger, and served as Senior Vice President, and more recently First Senior Vice President, in the Capital Markets Group.

Prior to joining the Company, Mr. Pinto served as Senior Vice President and General Auditor of Richmond County Financial Corp. and Richmond County Savings Bank. From 1996 to 1998, Mr. Pinto served as Director, Financial Reporting at American Express Bank, a multinational bank based in New York City. From 1993 to 1996, he was a member of the Financial Services Group of Ernst & Young, LLP, based in New York City, providing auditing and consulting services to financial institutions throughout the Northeast.

Mr. Pinto serves as Treasurer and as a member of the Board of Directors of the New York Community Bank Foundation. He also serves as a member of the Board of Directors of the Noble Maritime Collection in Staten Island.

Mr. Pinto holds a Bachelors degree from Fairfield University. He is a certified public accountant and a member of the AICPA.

R. Patrick Quinn, Senior Executive Vice President, General Counsel, & Corporate Secretary

Portrait

R. Patrick Quinn joined New York Community Bancorp, Inc. as Executive Vice President and Corporate Secretary in connection with the Roslyn Bancorp merger on October 31, 2003. On January 4, 2021 Mr. Quinn was appointed General Counsel and Corporate Secretary of New York Community Bancorp, Inc. and New York Community Bank, having previously served as legal counsel, Chief Corporate Governance Officer and Corporate Secretary since December 31, 2004. On March 22, 2022, Mr. Quinn was named Senior Executive Vice President. From January 1999 until the Roslyn merger, Mr. Quinn served as Executive Vice President, General Counsel and Corporate Secretary of Roslyn Bancorp, Inc. and The Roslyn Savings Bank.

Prior to joining the Bank, Mr. Quinn was an associate with the law firm of Cadwalader, Wickersham & Taft. Mr. Quinn also held previous positions with Sanwa Securities (USA) Co., L.P. and the law firm of Payne, Wood and Littlejohn, where he was a partner.

Mr. Quinn is a graduate of Northwestern University and of Hofstra University’s School of Law. He serves as a trustee of the New York Community Bank Foundation and as an Associate Village Justice for the Village of Mill Neck, New York.

Lee M. Smith, Senior Executive Vice President & President of Mortgage

Portrait

Lee Smith serves as Senior Executive Vice President and President of Mortgage at New York Community Bancorp, Inc. In this role, he is responsible for the direction and oversight of all aspects of mortgage, including mortgage sales and originations, secondary and capital markets, mortgage fulfillment operations, and mortgage servicing, as well as the strategic growth of the mortgage and servicing businesses.

He joined Flagstar in 2013 as Executive Vice President and Chief Operating Officer and held that position until his appointment as head of Mortgage in 2020. As COO, he played an integral role in the turnaround of Flagstar in addition to his responsibilities for several key business units—including mortgage servicing—as well as strategy, balance sheet and cost optimization, and mergers and acquisitions.

Prior to joining Flagstar, he was a partner with MatlinPatterson Global Advisers LLC, a private equity fund based in New York, where he managed a number of portfolio companies across a multitude of industries and sat on various boards.

Earlier in his career, he was a senior director at Zolfo Cooper LLC, an advisory and interim management firm. Additionally, he served as a vice president in Ernst & Young’s national restructuring group in both New York and the United Kingdom.

He serves on the board of trustees of Cranbrook Schools and sits on both the finance and audit committees of the board of governors and is vice chairman of the Cranbrook Institute of Science. He is also chairman of Local Initiatives Support Corporation, which is dedicated to revitalizing distressed neighborhoods and communities in Detroit and is part of the national LISC network. He is a member of the Institute of Chartered Accountants in England and Wales.

Meagan Belfinger, Executive Vice President & Chief Audit Executive

Portrait

Meagan Belfinger serves as Executive Vice President and Chief Audit Executive of New York Community Bancorp, Inc., having joined Flagstar Bancorp in 2014 as the Director of Regulatory Affairs and was appointed Chief Audit Executive in 2019.  Meagan has a strong background in finance, risk, and regulatory affairs. Prior to joining Flagstar, Meagan worked for the US Department of the Treasury, including the Office of the Comptroller of the Currency. Meagan is a certified National Bank Examiner and Federal Thrift Regulator. She holds an MBA and a Bachelor’s degree in Finance from Michigan State University.

Meagan serves on the Board of Detroit Horse Power, including chair of the finance committee, and the Michigan State University Executive MBA Alumni Board.

In 2021 she was recognized as a Corp! Magazine Most Valuable Millennial, and Crain’s Detroit Business 40 Under 40.




Karen Buck, Executive Vice President & Special Advisor to the CEO

Portrait

Karen Buck serves as Special Advisor to the CEO. In this role, she is accountable for leading the bank’s integration and conversion activities as well as the implementation of major system applications. Prior to this role, Ms. Buck was Executive Vice President of Operations for Flagstar Bank where she was responsible for the Customer Engagement Center, retail and commercial operations, banking operations, and business risk and internal controls. She is a customer centric leader who focuses on people, process and technology to consistently deliver strong business results.

Before joining Flagstar, Ms. Buck was Executive Vice President of Operations for TD Bank, overseeing commercial, retail and payment operations. Her career has stretched across 4 countries and various business segments at TD. She has demonstrated the ability to transform and deliver strong results in Wealth Management, Retail and Commercial Banking.

Ms. Buck serves on the Board of Edmund Optics and she chairs the Finance and Compensation committees. She is active in various industry and community organizations and was past chair of the Federal Reserve 5th District Retail Payments Advisory Council and was a member of The Clearing House PayCo board. She also was past chair of the Ronald McDonald House of Southern New Jersey and past chair of The Psychology Foundation of Canada.

Ms. Buck was recognized by Crain’s Detroit Business as one of the 100 Most Influential Women in 2021, The American Banker as a member of The Most Powerful Teams in Banking, by South Jersey Biz Magazine as one of 25 Women to Watch, and by NJBIZ Journal as one of the Best 50 Women in Business.

Jennifer Charters, Executive Vice President & Chief Information Officer

Portrait

Jennifer Charters serves as Executive Vice President and Chief Information Officer of New York Community Bancorp, Inc., having joined in connection with the Company’s merger with Flagstar. She joined Flagstar in June 2018 as Executive Vice President and Chief Information Officer. In this role, she is responsible for providing overall executive leadership and strategic direction for the IT organization, including the successful delivery of technology initiatives and management of IT operations.

She was previously the CIO of Corporate Technology at Ally Financial, where she was responsible for technology across Ally's enterprise functions. Prior to Ally, she spent 12 years in consulting at Accenture, where she led strategic projects in support of Fortune 500 companies in the telecommunications and financial services industries. Jennifer received a Bachelor of Science in Computer Science from Michigan State University and a Master of Business Administration from the Ross School of Business at the University of Michigan.

Jennifer is also a past-president and advisory board member for the Michigan Council of Women in Technology.

Elizabeth Correa, Executive Vice President & Director of Corporate Responsibility

Portrait

Beth Correa serves as Executive Vice President and Director of Corporate Responsibility at New York Community Bancorp, Inc. In this role, she is responsible for strengthening NYCB’s position as a socially responsible company by directing diversity and inclusion programs, the Company’s foundation, and Environmental, Social, and Governance (ESG) strategy.

She joined Flagstar in 2011 as Senior Vice President and Market Manager with responsibility for the Bank’s branch network in Southeast Michigan. In 2015 she was named Director of Community Affairs and Quality, and later, as Director of Community Relations. She assumed her current position in 2019.

Earlier in her career, she worked at Chase Bank and its predecessors, where she served in a number of positions, including First Vice President and District Manager, Vice President and Customer Communications and Training Coordinator for Merger Integration, and Vice President and Training Manager. She also has experience as a business owner, working with nonprofits and community banks to facilitate strategic planning. She is highly active in the community and currently serves as board chair of the Detroit Public School Foundation, advocacy committee chair of the Michigan Humane Society, executive committee member of Sustainable Business Network of Detroit, and board member of The Carr Center and of Inforum.

Salvatore J. DiMartino, Executive Vice President, Chief of Staff to the CEO, and Director of Investor Relations

Portrait

Salvatore J. DiMartino is Executive Vice President, Chief of Staff to the CEO, and Director of Investor Relations of New York Community Bancorp, Inc. having joined the Company in April 2015. In addition to his Chief of Staff responsibilities, he also oversees Investor Relations and Shareholder Outreach.

Prior to joining NYCB, Mr. DiMartino served as Co-Chief Executive Officer at First Central Savings Bank beginning April 2013, where he also served as Executive Vice President and Chief Enterprise Risk Officer beginning March 2012 and Senior Risk Officer beginning March 2010. During his five years here, he successfully recapitalized the bank, reduced the level of problem loans, improved liquidity, and returned the bank to profitability.

He also served at Banco Santander from June 2008 to March 2010 as a Managing Director in their US Corporate Strategy Department. In this role, he identified potential bank acquisitions in the U.S. and was instrumental in Santander’s acquisition of Sovereign Bancorp.

Mr. DiMartino was a banking industry analyst for 6 years at Bear Stearns & Co., Inc. where his research coverage focused on community and regional banks. His contributions have been recognized multiple times by top industry sources such as the prestigious Institutional Investor All-America Research Survey, the Wall Street Journal Best on the Street Survey, Forbes Magazine, and the Starmine Best Analysts poll.

Prior to joining Bear Stearns in 2002, Mr. DiMartino spent eight years with Advest, Inc. as a Director following small and mid-cap banks and thrifts. Before Advest, he was employed by Mabon Securities in New York as a junior analyst. He began his professional career in September 1987 with Merrill Lynch, where he spent five years in accounting.

In addition to his professional career, Mr. DiMartino serves on the Board of Directors at the Queens Theatre in Flushing Meadows-Corona Park and also on the Board of the Tiegerman School.

Mr. DiMartino earned his Bachelor of Science degree from St. John’s University and his M.B.A. in Finance from Fordham University.

David W. Hollis, Executive Vice President & Chief Human Resources Officer

Portrait

David W. Hollis serves as Executive Vice President and Chief Human Resources Officer of New York Community Bancorp, Inc. In this role, he provides strategic direction and operational leadership for all aspects of human resources. He oversees the development and execution of company-wide programs and initiatives in the areas of compensation, benefits, talent development, talent acquisition, business partnerships, HR information systems & analytics, employee engagement and HR compliance & oversight.

He brings more than 25 years of HR leadership in financial services, manufacturing/industrial, and retail industries. Most recently he served as Chief Talent Officer at Goodyear Tire and Rubber where he had extensive HR responsibilities encompassing 64,000 employees in 22 countries.

Previously, he was Chief Human Resources Officer at the Federal Reserve Bank of Cleveland, where he led transformational change with an emphasis on culture, talent acquisition and management, and strategy development. He also served as director of the bank’s Office of Minority and Women Inclusion, overseeing workforce representation, supplier diversity, and financial outreach. Earlier in his career, he held senior roles with PNC Financial Services, National City Bank, and Sears Roebuck & Co.

Andrew Kaplan, Executive Vice President & Chief Digital & Banking as a Service Officer

Portrait

Andrew Kaplan serves as Executive Vice President and Chief Digital & Banking as a Service Officer of New York Community Bancorp, Inc. Mr. Kaplan has worked in the banking industry for 34 years, including 28 years with NYCB. Throughout his career, he has been known to be innovative and responsive while delivering consistent results for the Bank. His demonstrated leadership skills and proven ability to perform, led to his appointment as the Banks’s Chief Digital and Banking as a Service Officer, a newly created position that speaks highly of his reputation within the organization as a thoughtful and progressive leader. As the Chief Digital and Banking as a Service Officer, he is the point person in leading the bank’s digital transformation strategy including forging relationships with FinTech companies and using those relationships to garner core deposits, increase fee income, and improve product distribution.

In the past, Mr. Kaplan has held a variety of responsibilities at NYCB, including Director of Products and Services, where he was responsible for the creation, marketing, and distribution of financial products through the Bank’s branch network, Marketing, Alternative Deposits, Sales & Service, and Wealth Management. He was instrumental in generating multi-billion dollar deposit opportunities through a variety of delivery channels, including “Premier Banking” services to commercial borrowers. Additionally, his efforts on the sales and service side have been widely recognized with top rankings by JD Power Associates, Forbes Top 50, and being named in an American Banker survey, as the top bank in terms of best overall customer experience.

Mr. Kaplan earned his MBA from Fairfield University and holds a BBA in Finance from Pace University (Cum Laude).  He is a graduate of the National School of Banking and holds the FINRA Series 24, 7, and 63 licenses as well as multiple state licenses for Life, Accident and Health Insurance.  He served on the Board of Advisors for the American Bankers Association’ School of Bank Card Management. Mr. Kaplan has received various professional awards and recognition including being recognized by Bank Investment Consultant Magazine as one of the nation’s Top Program Managers and by Long Island Business News as “One to Watch” in banking. 

Mr. Kaplan is involved in a variety of community affairs.  He was elected for three terms as a Trustee on the Board of Education for his town in western Suffolk County where he finished his term as Board President. He is a fund raiser for a number of locally based charities and serves as President Emeritus of the Wyandanch Plaza Association and a Director on the board of the Family Service League.

Ross Marrazzo, Executive Vice President & Enterprise Chief Compliance Officer

Portrait

Ross Marrazzo joined New York Community Bancorp, Inc. in May 2022 as Executive Vice President and Enterprise Chief Compliance Officer.  He has over 40 years of domestic and international financial services experience in banking, insurance and securities as a compliance officer, audit executive, and consultant.  His consulting experience included overseeing multiple independent consultancies and monitorships for the Federal Reserve, OCC, NYDFS, and DOJ.

Prior to NYCB, he held executive positions at Treliant, LLC, GE Capital, First Niagara Financial Group, DTCC and Citigroup, along with its predecessors, Travelers Group and Primerica. Prior to his 22 years at Citigroup, he worked for two law firms handling SEC public and private offering compliance, and as an examiner for the NY Investor Protection and Securities Department.  He has spoken at a number of industry events with peers and government agency representatives, authored several articles on compliance and auditing, and facilitated annual training for foreign banking executives in Europe, Asia and the United States partnering with the Institute for International Bankers and Federal Reserve Bank of New York.  He is a graduate of St. John’s University and a Certified Fraud Examiner.

Nicholas C. Munson, Executive Vice President & Chief Risk Officer

Portrait

Nicholas C. Munson serves as Executive Vice President and Chief Risk Officer of New York Community Bancorp, Inc.  He was appointed Chief Risk Officer on July 25, 2019 and joined NYCB on April 2, 2018 as the Chief Audit Executive.  As the CRO, Mr. Munson is responsible for designing, implementing, and maintaining an effective risk management program that aligns to applicable regulatory guidance and is commensurate with the Company’s size, scope, and complexity. Mr. Munson’s team provides independent risk management oversight and guidance for managing risk and ensuring compliance, including the development of risk management measures, across the Company. 

Prior to joining NYCB, Mr. Munson was a Managing Director, Executive Audit Manager, and Transformation Leader at GE Capital, where he had global responsibility for transforming the global audit function to meet heightened regulatory standards as a non-bank SIFI.  Prior to joining GE Capital, Mr. Munson spent 15 years at Goldman Sachs Internal Audit in New York, Chicago, and Tokyo where he had a number of senior leadership roles, including Deputy Audit Executive of Capital Markets, Asia Head of Capital Markets Audit, Co-head of Tokyo Internal Audit, and Global Head of the Audit Practices Group. Mr. Munson began his career in public accounting, including two years at KPMG in New York City in its financial services assurance practice. 

Mr. Munson holds a B.B.A. in Accounting from Hofstra University and is a Certified Public Accountant, Certified Internal Auditor and Project Management Professional.

Julie Signorille-Browne, Executive Vice President & Director of Operations

Portrait

Julie Signorille joined New York Community Bancorp, Inc. in September 2021 and serves as Executive Vice President and Director of Operations. She is instrumental in leading the transformation of the Bank’s core platform and modernizing the back-office operations.

Ms. Signorille has more than 30 years of experience in financial services and M&A Integration. Prior to New York Community, she worked for several large financial institutions, including Citizens Bank, Key Bank, First Niagara Bank, and Citibank as well as holding nationwide service delivery responsibilities for two global outsourcing firms. In her previous role as the Chief Operating Officer for Consumer Banking at Citizens Bank, Ms. Signorille was responsible for Deposit and Loans Servicing, Mortgage Servicing, Enterprise Fraud, Collections, Robotic Process Automation/Artificial Intelligence, Collateral Risk Management and Project Management. She had led and launched several innovative solutions including a new digital bank back-end operations, customer self-service capabilities, and digital transformation that resulted in significant customer and colleague experience improvements and cost saves.

Active in the Long Island community, Ms. Signorille is on the Ladies Auxiliary group for the Wilson Ritch Post 432 of the American Legion and is an honorary member of the Setauket Fire Department. She previously served on the Board of Directors of Big Brothers/Big Sisters, the Western NY Women’s Foundation, along with being a Mentor at the Babcock Street Job Readiness Program.

Board of Directors

Thomas R. Cangemi, President & Chief Executive Officer

Portrait

Thomas R. Cangemi serves as President and Chief Executive Officer of New York Community Bancorp, Inc. and Flagstar Bank, N.A.

He was appointed President and CEO as well as Director of NYCB and New York Community Bank effective December 31, 2020, and was named Chairman of NYCB and New York Community Bank effective March 26, 2021. Prior to this, Mr. Cangemi served as Senior Executive Vice President and Chief Financial Officer of NYCB and New York Community Bank since April 5, 2005. He joined NYCB and New York Community Bank on July 31, 2001 as Executive Vice President and Director of the Capital Markets Group, and was named Senior Executive Vice President of NYCB and New York Community Bank on October 31, 2003.

Prior to joining NYCB and New York Community Bank, Mr. Cangemi was Executive Vice President, Chief Financial Officer, and Treasurer of both Richmond County Financial Corp. and Richmond County Savings Bank. Before joining Richmond County in 1997, Mr. Cangemi served as Senior Vice President, Chief Financial Officer, and Corporate Secretary of Continental Bank, a commercial bank based in Garden City, New York and, previously, as Director of Corporate SEC Reporting for an electronics corporation in Boca Raton, Florida. From 1993 to 1996, Mr. Cangemi was Vice President and Chief Financial Officer of Sunrise Bancorp, a publicly traded thrift headquartered on Long Island. Previously, Mr. Cangemi was a member of the SEC Professional Practice Group of KPMG Peat Marwick serving financial institutions.

Mr. Cangemi serves on the Board of Directors of the Federal Home Loan Bank of New York as well as Treasurer and a member of the Board of Directors of the Richmond County Savings Foundation and a member of the Board of Directors of the New York Community Bank Foundation. In addition, Mr. Cangemi is a member of the Board of Trustees of The Whaling Museum & Education Center of Cold Spring Harbor. Previously, Mr. Cangemi was a member of the Board of Directors of Peter B. Cannell & Co., Inc., a New York City-based investment management firm, a Board member and a member of the Development Committee of the Long Island Children’s Museum, on the Board of Directors of Friends of the Arts, a member of the Council of Overseers of the Tilles Center for the Performing Arts; and a member of the Board of Trustees of the East Woods School. Mr. Cangemi is a former recipient of the Crain’s New York Business “40 Under 40” list of the top executives under the age of 40.

Mr. Cangemi holds a B.B.A. from the School of Professional Accountancy at Dowling College, and is a certified public accountant and a member of the AICPA.

James J. Carpenter

Portrait

Mr. Carpenter serves as a Director of the New York Community Bancorp, Inc. Board. In addition to chairing the Board Credit Committee, he is a member on the Risk Assessment Committee. He is an experienced banking executive with a nearly 40-year career in commercial real estate finance, commercial and industrial lending, consumer lending and credit related insurance sales. He has served as consultant for credit and lending related matters to New York Community Bancorp, Inc. (the Company) since January 2020. Prior to his retirement from the Company on December 31, 2019, Mr. Carpenter served as Senior Executive Vice President and Chief Lending Officer of the Company and New York Community Bank from January 1, 2006, to December 31, 2019. Mr. Carpenter also served as Senior Executive Vice President of the Company’s former subsidiary, New York Commercial Bank from December 30, 2005 to November 30, 2018; Executive Vice President and Chief Lending Officer of New York Community Bank from February 1, 2005 to December 31, 2005; Executive Vice President and Assistant Chief Lending Officer of the Community Bank from January 1, 2003 to February 1, 2005; and Senior Vice President and Mortgage Lending Officer of the Community Bank from November 30, 2000 to January 1, 2003.

Mr. Carpenter joined the Company in November 2000 with the acquisition of Haven Bancorp, Inc. and CFS Bank where he served as Senior Vice President responsible for Multi-Family and Commercial Real Estate Lending from November 1994 through November 2000 and its Commercial Real Estate and Asset Management departments from December 1991 to November 1994. Prior to CFS Bank, Mr. Carpenter worked for American Savings Bank and both Beneficial Finance and The Minnesota Mutual Life Insurance Company in credit insurance sales.

Mr. Carpenter holds an MBA in Accounting from Fordham University, a Bachelor of Science in Business Administration/Finance from the University of Richmond, and a graduate degree in Banking from the National School of Banking at Fairfield University.

Mr. Carpenter serves on the Boards of Directors of the New York Community Bank Foundation and the Setauket Neighborhood House and has served on other Boards including The Real Estate Practitioners Institute at Stony Brook University, The Long Island Housing Partnership, The Metropolitan Mortgage Officers Society, The Long Island Museums and The Family Service League of Long Island.

Mr. Carpenter serves as a Director of the New York Community Bancorp, Inc. Board. In addition to chairing the Board Credit Committee, he is a member on the Risk Assessment Committee. He currently serves as a Consultant to the Company. Previously, he was Senior Executive Vice President and Chief Lending Officer of the Company and the Community Bank from January 1, 2006 until his retirement on December 31, 2019. Prior to this he served as Senior Executive Vice President of the former Commercial Bank from December 30, 2005 to November 30, 2018; Executive Vice President and Chief Lending Officer of the Community Bank from February 1, 2005 to December 31, 2005; Executive Vice President and Assistant Chief Lending Officer of the Community Bank from January 1, 2003 to February 1, 2005; Senior Vice President and Mortgage Lending Officer of the Community Bank from November 30, 2000 to January 1, 2003; Senior Vice President responsible for Multi-Family and Commercial Real Estate Lending for Haven Bancorp, Inc. and CFS Bank prior to November 30, 2000.

Hanif "Wally" Dahya, Presiding Director

Portrait

Hanif “Wally” Dahya serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in March 2007. In addition to chairing the Nominating and Corporate Governance Committee, Mr. Dahya is also a member on the Audit, Compensation, Executive, Board Credit, and Technology Committees. He also serves as the independent Presiding Director of the Board.

Mr. Dahya is the Chief Executive Officer of The Y Company LLC, a private investment firm that focuses on emerging-market companies in the environmental, energy, and oil and gas recycling industries.

Mr. Dahya spent 14 years on Wall Street, having started his career at E.F. Hutton & Co. in corporate finance, and later serving as managing director at L.F. Rothschild & Co. In addition, Mr. Dahya was managing director of the Mortgage-Backed Securities Group at UBS, where he also was a member of the Fixed Income Management Committee. Mr. Dahya was a partner at Sandler O’Neill Partners LLC from 1991 to 1997.

Mr. Dahya is a graduate of Harvard Business School, Class of 1983.

Alessandro P. DiNello, Non-Executive Chairman

Portrait

Alessandro (Sandro) DiNello is Non-Executive Chairman of the Board of Directors of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He also serves on the Executive, Board Credit, and Technology Committees of the Company and the Bank. Prior to the merger, he served as President, CEO, and a director of Flagstar Bank and Flagstar Bancorp since mid-2013. Before that, he was President and Chief Administrative Officer of Flagstar Bank, and for a number of years, Executive Vice President of Retail Banking. Under his leadership, Flagstar consistently delivered solid results, underpinned by careful, thoughtful growth and industry-leading risk management. 

He began his banking career as a bank examiner and later joined Security Savings Bank in Jackson, Mich., where he ultimately served as president. In 1994, Security Savings was acquired by First Security Savings Bank, which later became Flagstar Bank. He continued with the combined organization as an executive officer responsible for growing the bank’s funding sources.

During his career at Flagstar, he served as head of branch banking, retail product strategy, marketing, communications, internet banking, and branch expansion. He also was in charge of the bank’s technology, operations, and commercial units. Additionally, he led the government affairs and community relations initiatives.

His business affiliations include membership on the board of directors of Business Leaders of Michigan, the Detroit Regional Chamber and its Economic Development CEO Advisory Board, and the Mayor’s Workforce Development Board (Detroit). He is a founding member of the Detroit Sports Organizing Corp., and serves as co-chair of the Economic Development Strategy Task Force of the Metropolitan Affairs Coalition. He is a past director of the Western Michigan University Foundation and a member of the National Board of Trustees of the Crohn’s & Colitis Foundation where he serves on the executive committee as Treasurer and as chairman of the finance committee.

He is a recipient of the Honoree Award from the Crohn’s & Colitis Foundation, of the Outstanding Alumni Achievement Award from Haworth College of Business, of the Distinguished Alumni Award from Western Michigan University, of the Humanitarian Award from the Michigan Roundtable for Diversity & Inclusion, the Courage in Leadership Award from the North Oakland (Michigan) NAACP and the Partner in Progress Award from the city of Pontiac, Michigan, the Regional Ambassador Award from the Southeast Michigan Council of Governments and from the Troy Community Champion award from the Troy Community Foundation. His most recent recognition was the Maverick Award which he received from the Florida Minority Reinvestment Coalition.

Leslie D. Dunn

Portrait

Leslie D. Dunn serves as a Director of New York Community Bancorp, Inc. and of its bank subsidiary, Flagstar Bank, N.A. She joined the Company’s board in September 2015. In addition to chairing the Compensation Committee, she is also a member of the Audit and Nominating and Corporate Governance Committees. She is the immediate past chair of the Nominating and Corporate Governance Committee and had served for many years on the Risk Assessment Committee.

An experienced executive, legal, and governance professional, Ms. Dunn currently serves on the Board of the Directors of GrafTech International Ltd. (EAB: NYSE) and its Compensation and Governance Committees. She was an independent director of the Federal Home Loan Bank of Cincinnati from 2007 until 2020, serving as its Governance Committee Chair. She has served as Director of numerous private companies.

From 1997 through 2004, Ms. Dunn was Senior Vice President of Business Development at Cole National Corporation, a New York Stock Exchange-listed specialty retailer with 15,000 employees and 3,000 locations in Canada, Europe, and the United States. Ms. Dunn served as Cole’s General Counsel and Secretary, overseeing the company’s government relations and law departments, ensuring its compliance with SEC regulations, and serving as principal corporate governance advisor to the board.

Prior to joining Cole, Ms. Dunn was a partner in the Business Practice Group in the Cleveland office of Jones Day, a global law firm with 45 locations, and before then, was a partner in the corporate practice of Squire Sanders & Dempsey (now Squire Patton Boggs). She is an active civic leader and philanthropist in her home state of Ohio. She is the President and a Trustee of the David and Inez Myers Foundation, a Life Trustee and Past Chair of the Mt. Sinai Health Care Foundation, a director of the Jewish Federation of Cleveland, the past President of the Board of the Cleveland Museum of Contemporary Art, and has been co-chair of the Northeast Ohio Chapter of Women Corporate Directors, an organization of over 2,500 women business leaders worldwide.

Toan C. Huynh

Portrait

Toan C. Huynh serves as a Director of the New York Community Bancorp, Inc. Board. She joined Flagstar’s Board in January 2021. She is also a member of the Risk Assessment and Technology Committees.

A technology founder and digital transformation leader, Toan has experience in private equity and venture capital. She brings over 20 years of working with and investing in enterprise technology and services companies, with a practitioner’s focus on those enabled by underlying innovation such as AI, data, cloud, quantum, and blockchain. In 2008, Ms. Huynh co-founded GlobalOne/CloudSherpas, a cloud services company and served as Global Head of Insurance and Financial Services, until its acquisition by Accenture in 2015. Ms. Huynh was a Managing Director with Accenture until 2018 and a US partner for Information Venture Partners until 2020. She served as an Entrepreneur-in-Residence for Citi Ventures until 2019 and currently serving in that capacity with the Morgan Stanley Multicultural Innovation Lab. Toan is a Partner with Baylane Capital.

Ms. Huynh serves on the Board of Trustees for The Ethel Walker School for Girls since 2021 and is a member of the UPenn Women’s Alliance Advisory Council since 2018.

Marshall Lux

Portrait

Marshall Lux serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in February 2022. In addition to chairing the Technology Committee, Marshall also serves on the Audit and Risk Assessment Committees.

Marshall Lux is a prominent and highly-regarded financial services industry professional whose career spans nearly four decades and crosses a broad variety of financial industry subsectors, including consumer finance, commercial banks, insurance companies, broker/dealers, wealth and asset management firms, card companies, private equity, and FinTechs. Mr. Lux’s experiences at McKinsey and elsewhere during his career, included advising financial institutions regarding various risk and compliance matters, including consumer compliance relating to retail banking, mortgage lending, and other lending. Throughout his career he has built strong relationships with C-suite executives, becoming their trusted advisor and confidant.

He attended Princeton University as an undergraduate and Harvard Business School for his graduate studies. Upon graduating from Harvard in 1986, Mr. Lux began working at McKinsey & Co., where he advised companies on core strategies and operational issues, including with respect to consumer compliance issues, mergers and merger integration, new product design and rollout, expense management, credit quality, crisis management, and capital initiatives.

Marshall left McKinsey as a Senior Partner after nearly 20 years to join one of his clients, JP Morgan, as Global Chief Risk Officer for Chase Consumer Bank. In this capacity, he managed a staff of 10,000 employees around the world, reported to the Company’s board of directors, and worked hand-in-hand on the Consumer Bank risk strategy with CEO Jamie Dimon. During his tenure at JP Morgan, he developed a number of risk strategies and models which helped successfully steer the bank through the mortgage crisis, also advising regarding various consumer compliance matters relating to JPMC’s mortgage lending – including as such risks expanded as a result of the crisis.

He left JP Morgan in 2009, to return to his consulting roots, with the Boston Consulting Group (“BCG”), where he was their first directly elected Senior Partner. At BCG, he advised many of the same financial services companies that he had advised earlier in his career at McKinsey. At Boston Consulting, Mr. Lux has continued his focus on advising financial service companies – including residential mortgage lenders and other consumer credit providers.

He finished his full-time professional career with BCG in 2014, transitioning from Senior Partner to Senior Advisor, so he could focus on working with boards. He remains an advisor to BCG. He currently is a member of several boards including Mphasis, a publicly-traded global IT company, DHB Capital, a public SPAC, and Kapitus, a privately-held small business lender. He also is a director of the Guardian Life Mutual Funds Board, which is the wealth management arm of the Guardian Life Insurance Company. In addition to his board involvement, he also advises a number of FinTech companies that are involved in payment systems, mortgage lending, digital assets, cybersecurity, and wealth management. Mr. Lux is a member on the investment committee of the Simons Foundation, one of the largest charitable organizations in the US, focused on math and natural science.  

In addition to being a senior fellow at Harvard University where he teaches and writes, Mr. Lux is also a senior fellow at Wharton and Kellogg/Northwestern. He is a prolific writer having authored or co-authored ten papers on a broad range of topics, including the importance of community banks, credit access, fair lending, and consumer privacy. His experience and expertise have also been recognized by the public sector where he has advised Janet Yellen while she was Chair of the Federal Reserve Board, the 9/11 Commission, and has also testified before Congress on a number of financial topics.

Lawrence Rosano, Jr.

Portrait

Lawrence Rosano, Jr. serves as a Director of New York Community Bancorp, Inc. and of its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in July 2014. He is a member on the Compensation, Board Credit, and Risk Assessment Committees.

Since May 1974, Mr. Rosano has served as President of a New York real estate development and management firm: Associated Development Corp. and has been a member of 460 Grand Street Realty LLC, a New York limited liability company, since August 2013.

Over the course of his career, Mr. Rosano has overseen the design, construction, and marketing of numerous large-scale residential developments, multi-family properties, and commercial properties throughout New York City and Nassau County, which are the primary markets for the Company’s multi-family and commercial real estate loans.

In recognition of his expertise in real estate, Mr. Rosano was appointed by former New York City Mayor Michael Bloomberg in 2006 and 2007 to serve as an industry representative on two Task Forces under the aegis of the City’s Department of Environmental Protection. In addition, Mr. Rosano has been a member of the New York City Council’s Building Resiliency Task Force since 2012.

In November 2016, Mr. Rosano was appointed by the City of New York as a member of the Contractor and Expert Committee of the MS4 Policy Group of the New York City Department of Environmental Protection, the Urban Green Council, and the Real Estate Board of New York to develop a storm water management program in order for New York City to comply with the MS4 permit process of the U.S. and New York City Departments of Environmental Protection.

A Licensed General Contractor and Licensed Construction Superintendent in New York City, and a Licensed General Contractor in Nassau County, Mr. Rosano provides leadership to the Queens & Bronx Building Association, serving as a member of its Board of Directors and as a former president.

He also is actively involved in the work of non-profit organizations, serving on the Executive Committee of the Cooley’s Anemia Blood and Research Foundation for Children, and having served as a member and Secretary of the Board of Directors of Denton Green Housing Company, a not-for-profit senior housing corporation from 2011 to 2013.

Ronald A. Rosenfeld

Portrait

Ronald A. Rosenfeld serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He joined the Company’s board in January 2012. In addition, he is a member of the Audit, Nominating and Corporate Governance, Risk Assessment, and Board Credit Committees.

Mr. Rosenfeld’s areas of expertise include housing and development, corporate finance, and investment banking. In 2004, he was appointed Chairman of the Federal Housing Finance Board by President George Bush, with the unanimous approval of the U.S. Senate; he served in that position from 2005 through 2008. From 2001 through 2004, he was President of the Government National Mortgage Association, which was his first presidential appointment.

In addition to serving three years as Secretary of Commerce for the State of Oklahoma, Mr. Rosenfeld previously served one year as Deputy Assistant Secretary for Corporate Finance at the U.S. Treasury Department. Before joining the Treasury Department, he spent three years at the Department of Housing and Urban Development, where he successively served as Deputy Assistant Secretary for Single-Family Housing, Acting Deputy Assistant Secretary for Multi-Family Housing, and General Deputy Assistant Secretary for Housing Federal Housing Commissioner.

Prior to his career in public service, Mr. Rosenfeld was an executive with Prescott, Ball & Turben, Inc., an investment banking firm in Cleveland, Ohio, and with Zappala & Company, an investment banking firm in Pittsburgh, PA. Previously, Mr. Rosenfeld was president of a company that developed and managed more than 10,000 apartment units in a six-state region.

A graduate of Harvard Law School and The Wharton School, University of Pennsylvania, Mr. Rosenfeld also lends his expertise to several not-for-profit organizations in the housing, education, and cultural arenas. As a former member on the Housing Commission of the Bi-Partisan Policy Center, Mr. Rosenfeld is a Trustee of Howard University.

Lawrence J. Savarese

Portrait

Lawrence J. Savarese serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. He first joined the Boards in March 2013. In addition to chairing the Audit Committee, he is also a member of the Compensation and Nominating and Corporate Governance Committees.

From 1978 through 2012, Mr. Savarese enjoyed a successful career with the independent public accounting firm KPMG. For 19 of those years, he was an Audit Partner in the firm’s Financial Services Practice, serving as partner in charge of audits of both community banks and international banks with branches and agencies in the United States. During this time, Mr. Savarese served as KPMG’s representative to the New York Bankers Association and The Institute of International Bankers.

From 2008 to 2011, Mr. Savarese served as Audit Partner, Risk Management, for KPMG's Advisory Practice, where he developed and implemented advisory service protocols in connection with certain requirements of the Public Accounting Oversight Board. Prior to his retirement, Mr. Savarese was an Audit Partner in KPMG's Global Services Centre, where he designed and developed the standardized approach for auditing banks now used by the firm's Global Bank Practice.

Peter Schoels

Portrait

Peter Schoels serves as a Director of the New York Community Bancorp, Inc. Board and on its bank subsidiary Board, Flagstar Bank, N.A. He joined Flagstar’s board in 2013. He is also a member of the Nominating and Corporate Governance and Technology Committees.

He has been a managing partner of MP Global Advisers since 2009 and a partner since 2002. He also serves on the investment committee of MaltinPatterson Global Advisors, and is portfolio manager of MatlinPatterson’s control and illiquid investments. Prior to MatlinPatterson, he was a vice president of Credit Suisse’s Global Distressed Securities Group, and before that, a director of Finance and Strategy of Itim Group Plc. Earlier in his career, he was manager of mergers and acquisitions for Ispat International NV, now ArcelorMittal.


David L. Treadwell

Portrait

David L. Treadwell serves as a Director of the New York Community Bancorp, Inc. Board and of its bank subsidiary, Flagstar Bank, N.A. He joined Flagstar’s board in 2009. In addition to chairing the Risk Assessment Committee, he also serves as a member on the Audit, Board Credit, and Nominating and Corporate Governance Committees.

From 2006-2011 he was President and Chief Executive Officer of EaglePicher Corporation. Previously, he had been Chief Operating Officer of the company, and prior to that, Division President. He also was CEO of Oxford Automotive, a $1 billion automotive supplier, where he led the restructuring of the company. He was with Prechter Holdings for 19 years, ultimately serving as its CEO.

He also currently serves on the board of Visteon Corporation. He has served as a public company director for U.S. Well Services and Fairpoint Communications. He has served on and chaired numerous private company boards over his career.

Robert Wann

Portrait

Robert Wann serves as a Director of New York Community Bancorp, Inc. and its bank subsidiary, Flagstar Bank, N.A. Mr. Wann has been on the Board of Directors of the Company and the Bank since January 1, 2008. He is a member of the Risk and Technology Committees.

Previously he was Senior Executive Vice President and Chief Operating Officer of the Company and New York Community Bank since October 31, 2003. He retired from that position upon the closing of the Flagstar Bancorp, Inc. acquisition. Prior to his appointment as Chief Operating Officer, Mr. Wann spearheaded the Finance Division of the Company and the Bank. He joined the Company in 1982, and was named Comptroller in 1989; in 1991 he was appointed Chief Financial Officer. An original member of the management team that took the Company public in 1993, Mr. Wann played a crucial role in the development and growth of the Company.

Mr. Wann is a member of the American Bankers Association and the New York Bankers Association, and serves on the Board of Directors of various organizations. A graduate of Queens College with a degree in accounting, Mr. Wann is on the Board of Trustees of the Queens College Foundation and is a past Chairman of its Audit Committee. An active member of the community, Mr. Wann previously served as president of the Flushing Central Lions Club and as a member of the Board of Trustees of the Queens Museum of Art, and currently serves on the Board of Directors of a private charitable foundation based in New York.

Jennifer R. Whip

Portrait

Jennifer R. Whip serves as a Director of the New York Community Bancorp, Inc. Board and of its bank subsidiary, Flagstar Bank, N.A. She joined Flagstar’s board in 2017. She is also a member on the Audit, Compensation, and Board Credit Committees.

She is a principal with Cambridge One, LLC, and was a long-time executive with Fannie Mae. In her 26 years with the government sponsored enterprise she held numerous key roles, including leading nationwide single-family business development strategies, managing relationships with some of Fannie’s largest lenders, developing lending solutions to underserved communities, and directing lender management and strategic initiatives for Fannie Mae’s eChannel. At Garrett, McCauley, she was part of a team that helped banks and mortgage lenders increase revenues, control costs, and better manage risks. She was a founding member of the Fannie Mae Diversity Advisory Council, executive sponsor of the INDUS Employee Resource Group, and a former advisory board member of the Neighborhood Housing Services of New York City. She received awards from Fannie Mae for volunteerism, as well as for her support of the Hispanic Networking Group. In 2013, Diversity Journal named her to its list of Women Worth Watching.