Officer and Director Profiles

A member of the Board of Directors of the Company and the Community Bank since 1995, and of the Commercial Bank since its establishment ten years later, Dominick Ciampa has served as non-executive Chairman of the Board since January 3, 2011.

Mr. Ciampa served as Chairman of the Mortgage and Real Estate Committee of the Community Bank from 2003 through 2010, and has since served as a member of that Committee and also as a member of the Credit Committee of the Commercial Bank since 2006. In addition to his service as Chairman of the Board, Mr. Ciampa serves as a member of the Nominating and Corporate Governance Committee, and he attends the meetings of the Compensation, Risk Assessment, and Asset Liability Committees of the Company and the Banks. He is also a Director of the New York Community Bank Foundation and the Richmond County Savings Foundation.

Mr. Ciampa is the founder of, and a former Partner in, the Ciampa Organization, a Queens-based real estate development and management firm that is currently operated by other members of the Ciampa family.

Maureen E. Clancy is Chief Financial Officer and Owner of Clancy & Clancy Brokerage Ltd., an insurance agency. She initially joined the Board of Directors of New York Community Bancorp, Inc. and New York Community Bank in connection with the merger of Roslyn Bancorp, Inc. with and into the Company and of The Roslyn Savings Bank with and into the Community Bank on October 31, 2003. In addition, Mrs. Clancy has been a Director of New York Commercial Bank since its establishment on December 30, 2005.

Prior to joining the Roslyn Board of Directors in February 1999, Mrs. Clancy served for six years on the Boards of Directors of TR Financial Corp. and its primary subsidiary, Roosevelt Savings Bank.

Mrs. Clancy chairs the Compensation Committee and the Insurance Committee of the Company and the Banks and also serves as a member of the Nominating and Corporate Governance Committee.

Hanif “Wally” Dahya is the Chief Executive Officer of The Y Company LLC, a private investment firm that focuses on emerging-market companies in the environmental, energy, and oil and gas recycling industries. He has been a Director of New York Community Bancorp, Inc. and its subsidiary banks, New York Community Bank and New York Commercial Bank, since March 2, 2007.

Mr. Dahya spent 14 years on Wall Street, having started his career at E.F. Hutton & Co. in corporate finance, and later serving as managing director at L.F. Rothschild & Co. In addition, Mr. Dahya was managing director of the Mortgage-Backed Securities Group at UBS, where he also was a member of the Fixed Income Management Committee. Mr. Dahya was a partner at Sandler O’Neill Partners LLC from 1991 to 1997.

In addition to chairing the Investment Committee, Mr. Dahya serves as a member of the Audit, Compensation, Nominating and Corporate Governance, and Risk Assessment Committees of the Company and the Banks. He also serves as chairman of the Credit Committee of the Commercial Bank.

Mr. Dahya is a graduate of Harvard Business School, Class of 1983.

Leslie D. Dunn has been a member of the Boards of Directors of New York Community Bancorp, Inc. and its bank subsidiaries, New York Community Bank and New York Commercial Bank, since September 1, 2015, and has been a member of the Advisory Board of the Community Bank’s Ohio Savings Bank Division since its inception in December 2009.

An independent member of the Boards of Directors of the Company and the Banks, Ms. Dunn serves on the Audit, Risk Assessment, and Nominating and Corporate Governance Committees of the Boards.

An experienced corporate law and governance professional, Ms. Dunn has been an independent director of the Federal Home Loan Bank (“FHLB”) of Cincinnati since 2007, serving not only on its Audit and Compensation Committees, but also as Governance Committee Chair. In addition, Ms. Dunn is an independent director of E&H Family Group, Inc., an Ohio-based business that operates chains of retail and hardware stores. A member of the firm’s Finance Committee, she also serves as Compensation Committee Chair.

From 1997 through 2004, Ms. Dunn was Senior Vice President of Business Development at Cole National Corporation, a New York Stock Exchange-listed specialty retailer with 15,000 employees and 3,000 locations in Canada, Europe, and the United States. In this capacity, Ms. Dunn was actively engaged in the company’s acquisition-driven expansion, identifying new businesses and potential targets, structuring transactions, and participating in the integration of acquired businesses. In addition, Ms. Dunn served as Cole’s General Counsel and Secretary, overseeing the company’s in-house law department, ensuring its compliance with SEC regulations, and serving as principal corporate governance advisor to the board.

Prior to joining Cole, Ms. Dunn was a partner in the Business Practice Group in the Cleveland office of Jones Day, a global law firm with more than 40 locations, and before then, was a partner in the corporate practice of Squire Sanders & Dempsey (now Squire Patton Boggs), also in Cleveland.

Ms. Dunn is also an active civic leader and philanthropist in her home state of Ohio, having served as President of the Board of the Cleveland Museum of Contemporary Art, a director, vice president, and member of the Investment Committee of the David and Inez Myers Foundation, a Life Trustee and Past Chair of the Mt. Sinai Health Care Foundation, a director of the Jewish Federation of Cleveland, a member of the President’s Advisory Committee of Case Western Reserve University--her law school alma mater--and Co-Chair of the Northeast Ohio Chapter of Women Corporate Directors, an organization of over 2,500 women business leaders worldwide.

Joseph R. Ficalora is the President and Chief Executive Officer and a director of New York Community Bancorp--the 24th largest bank holding company in the nation--and of its subsidiaries, New York Community Bank and New York Commercial Bank. Under Mr. Ficalora’s leadership, the Company has evolved from a mutual savings bank with seven branches in Queens and Nassau Counties to a publicly traded multi-bank holding company with 255 branch offices serving consumers and businesses throughout Metro New York, New Jersey, Florida, Ohio, and Arizona, including 225 branches of the Community Bank, the largest U.S. thrift.

A graduate of Pace University with a degree in business and finance, Mr. Ficalora provides leadership to several professional banking organizations. He currently serves as a member of the American Bankers Council of the American Bankers Association, a member of the American Bankers Association’s Government Relations Council Administrative Committee, and is a director of the New York Bankers Association, also serving as Chairman of its Metropolitan Area Division. Mr. Ficalora also serves on the Boards of Directors of RSI Retirement Trust and Peter B. Cannell & Co., Inc., an investment advisory firm. In addition, he is a member of the PSI Board of Pentegra Retirement Services, Inc.

Mr. Ficalora also is an active participant in community affairs. He has been a member of the Board of Directors of the Queens Chamber of Commerce since 1990, and previously served on its Executive Committee. In addition, Mr. Ficalora serves on the Boards of Directors of the Foreign Policy Association and Flushing Cemetery, the Board of Directors, the Executive Committee, and the Development Committee of New York-Presbyterian/Queens, the Board of Trustees and the Finance and Audit Committee of the New York Hall of Science, the Board of Trustees and the Audit Committee of the Museum of the Moving Image, and the Advisory Council of the Queens Museum of Art.

Mr. Ficalora is the former Vice Chairman of the Federal Home Loan Bank of New York, a former member of the Board of Directors of the American Bankers Association, the Thrift Institutions Advisory Council of the Federal Reserve Board in Washington, and the Federal Reserve Bank of New York Thrift Institutions Advisory Panel. He is also the former Chairman of the New York State Savings Forum for Operations Audit Control, the former Chairman of CBANYS’ Auditors and Comptrollers Forum, the former Chairman of the SBLI Fund, and past President of the MSB Fund. In addition, he has previously served as President of the Queens Library Foundation and as Chairman of the Board and of the Administrative Committee of the Queens Borough Public Library.

Michael J. Levine is President of Norse Realty Group, Inc. and Affiliates as well as a certified public accountant with the firm Levine & Schmutter. He has been a Director of New York Community Bancorp, Inc. and New York Community Bank since January 1, 2004. In addition, he has served as a member of the Board of Directors of New York Commercial Bank since its establishment on December 30, 2005. Mr. Levine also served as a Director of the Company and the Community Bank from November 30, 2000 through July 31, 2001.

Mr. Levine chairs the Nominating and Corporate Governance and Risk Assessment Committees of the Company and the Banks, and also serves as a member of the Audit and Compensation Committees. In addition, he serves as a member of both the Mortgage and Real Estate Committee of the Community Bank and the Credit Committee of the Commercial Bank.

James J. O’Donovan has been a Director of New York Community Bancorp, Inc. and New York Community Bank since June 26, 2003, and a Director of New York Commercial Bank since its establishment on December 30, 2005.

From November 1, 2003 through January 31, 2005, Mr. O’Donovan served as Senior Executive Vice President and Chief Lending Officer of the Company and the Community Bank, having previously held the titles of Executive Vice President and Chief Lending Officer from 2001 and Senior Vice President from 1987. Following his retirement, Mr. O’Donovan served as a senior lending consultant to the Company and the Community Bank under an arrangement which commenced on February 1, 2005 and terminated on December 31, 2006.

Mr. O’Donovan continues to be active in the Company’s lending activities today as Chairman of the Mortgage and Real Estate Committee of the Community Bank’s Board of Directors, and as a member of the Credit Committee of the Commercial Bank's Board. Mr. O'Donovan also serves as a member of the Nominating and Corporate Governance and Risk Assessment Committees of the Company and the Banks.

Mr. O’Donovan’s experience as a former executive officer of the Company and as the current Chairman of the Mortgage and Real Estate Committee not only brings valuable management and leadership skills, extensive industry knowledge, and business experience to the Board, but also a significant insight in overseeing matters critical to the Company’s lending businesses. Mr. O’Donovan’s experience and contributions advance the Board’s objective of maintaining a membership of experienced and dedicated individuals with diverse backgrounds, perspectives, skills, and other qualities that are beneficial to the Company and the Banks.

Prior to joining the Company as a mortgage officer in 1986, Mr. O’Donovan was a Vice President in the Mortgage Department at Independence Savings Bank (from 1981) and, previously, was Assistant Vice President in charge of mortgage servicing at College Point Savings Bank (from 1976).

Mr. O’Donovan has also provided leadership to several professional organizations. He has served as Chairman of the Mortgage Committee of the Community Bankers Association of New York State and is a member and past President of the Community Savings Bank Mortgage and Real Estate Forum. A founding member of the Neighborhood Housing Services of Northern Queens, Mr. O’Donovan served on its Board of Directors from 1995 through 2007. In addition, Mr. O’Donovan is a member and past president of the Metropolitan Mortgage Officers Society and a member of the Mortgage Bankers Association of New York.

Mr. O’Donovan is a graduate of the Graduate School of Banking at Fairfield University.

Lawrence Rosano, Jr. has been a Director of New York Community Bancorp, Inc. and its subsidiary banks, New York Community Bank and New York Commercial Bank, since July 22, 2014. He serves as the Vice Chair of the Risk Assessment Committee and also serves on the Nominating and Corporate Governance Committee of the Company and the Banks as well as on the Mortgage and Real Estate Committee of the Community Bank and the Credit Committee of the Commercial Bank.

Since May 1974, Mr. Rosano has served as President of a New York real estate development and management firm: Associated Development Corp. and has been a member of 460 Grand Street Realty LLC, a New York limited liability company, since August 2013.

Over the course of his career, Mr. Rosano has overseen the design, construction, and marketing of numerous large-scale residential developments, multi-family properties, and commercial properties throughout New York City and Nassau County, which are the primary markets for the Company’s multi-family and commercial real estate loans.

In recognition of his expertise in real estate, Mr. Rosano was appointed by former New York City Mayor Michael Bloomberg in 2006 and 2007 to serve as an industry representative on two Task Forces under the aegis of the City’s Department of Environmental Protection. In addition, Mr. Rosano has been a member of the New York City Council’s Building Resiliency Task Force since 2012.

In November 2016, Mr. Rosano was appointed by the City of New York as a member of the Contractor and Expert Committee of the MS4 Policy Group of the New York City Department of Environmental Protection, the Urban Green Council, and the Real Estate Board of New York to develop a storm water management program in order for New York City to comply with the MS4 permit process of the U.S. and New York City Departments of Environmental Protection.

A Licensed General Contractor and Licensed Construction Superintendent in New York City, and a Licensed General Contractor in Nassau County, Mr. Rosano provides leadership to the Queens & Bronx Building Association, serving as a member of its Board of Directors, Chairman of the Board, and as a former president.

He also is actively involved in the work of non-profit organizations, serving on the Executive Committee of the Cooley’s Anemia Blood and Research Foundation for Children, and having served as a member and Secretary of the Board of Directors of Denton Green Housing Company, a not-for-profit senior housing corporation from 2011 to 2013.

Ronald A. Rosenfeld has been a member of the Board of Directors of New York Community Bancorp, Inc. and its subsidiary banks, New York Community Bank and New York Commercial Bank, since January 1, 2012. In addition to serving on the Company’s Audit, Nominating and Corporate Governance, and Risk Assessment Committees, Mr. Rosenfeld is Chairman of the Advisory Board of the Community Bank’s Ohio Savings Bank division, a position he has held since the Advisory Board was established in December 2009.

Mr. Rosenfeld’s areas of expertise include housing and development, corporate finance, and investment banking. In 2004, he was appointed Chairman of the Federal Housing Finance Board by President George Bush, with the unanimous approval of the U.S. Senate; he served in that position from 2005 through 2008. From 2001 through 2004, he was President of the Government National Mortgage Association, which was his first presidential appointment.

In addition to serving three years as Secretary of Commerce for the State of Oklahoma, Mr. Rosenfeld previously served one year as Deputy Assistant Secretary for Corporate Finance at the U.S. Treasury Department. Before joining the Treasury Department, he spent three years at the Department of Housing and Urban Development, where he successively served as Deputy Assistant Secretary for Single-Family Housing, Acting Deputy Assistant Secretary for Multi-Family Housing, and General Deputy Assistant Secretary for Housing Federal Housing Commissioner.

Prior to his career in public service, Mr. Rosenfeld was an executive with Prescott, Ball & Turben, Inc., an investment banking firm in Cleveland, Ohio, and with Zappala & Company, an investment banking firm in Pittsburgh, PA. Previously, Mr. Rosenfeld was president of a company that developed and managed more than 10,000 apartment units in a six-state region.

A graduate of Harvard Law School and The Wharton School, University of Pennsylvania, Mr. Rosenfeld also lends his expertise to several not-for-profit organizations in the housing, education, and cultural arenas. In addition to serving on the Housing Commission of the Bi-Partisan Policy Center, Mr. Rosenfeld is a Trustee of Howard University.

Lawrence J. Savarese has been a Director of New York Community Bancorp, Inc. and of New York Community Bank and New York Commercial Bank since March 4, 2013.

From 1978 through 2012, Mr. Savarese enjoyed a successful career with the independent public accounting firm KPMG. For 19 of those years, he was an Audit Partner in the firm’s Financial Services Practice, serving as partner in charge of audits of both community banks and international banks with branches and agencies in the United States. During this time, Mr. Savarese served as KPMG’s representative to the New York Bankers Association and The Institute of International Bankers.

From 2008 to 2011, Mr. Savarese served as Audit Partner, Risk Management, for KPMG's Advisory Practice, where he developed and implemented advisory service protocols in connection with certain requirements of the Public Accounting Oversight Board. Prior to his retirement, Mr. Savarese was an Audit Partner in KPMG's Global Services Centre, where he designed and developed the standardized approach for auditing banks now used by the firm's Global Bank Practice.

In addition to chairing the Audit Committee, Mr. Savarese serves as a member of the Nominating and Corporate Governance and Risk Assessment Committees of the Company and the Banks.

John M. Tsimbinos has been a Director of New York Community Bancorp, Inc. and New York Community Bank since the merger of Roslyn Bancorp, Inc. with and into the Company and of The Roslyn Savings Bank with and into the Community Bank on October 31, 2003. In addition, he has served as a member of the Board of Directors of New York Commercial Bank since its establishment on December 30, 2005.

In addition to serving on the Nominating and Corporate Governance Committee of the Company and the Banks, he is a member of the Mortgage and Real Estate Committee of the Community Bank and the Credit Committee of the Commercial Bank.

From 1999 until the merger with New York Community Bancorp, Mr. Tsimbinos served as Chairman of the Board of Roslyn Bancorp. He served as Vice Chairman of the Board of The Roslyn Savings Bank from 1999 until his retirement in July 2002. Prior to Roslyn’s acquisition of TR Financial Corp. in February 1999, Mr. Tsimbinos was the Chairman of the Board and Chief Executive Officer of Roosevelt Savings Bank, a position he assumed in 1983. He also served as the Chairman of the Board and Chief Executive Officer of TR Financial Corp. since its inception in 1993.

In addition to his service to the Company and the Banks, Mr. Tsimbinos served on the Board of the Federal Home Loan Bank of New York from 1989 through 1995 and as Vice Chairman of the Board for two three-year terms.

Mr. Tsimbinos holds a B.A. from the City College of New York, an M.B.A. from the Baruch School of Business and Public Administration, and is a graduate of the Program for Management Development at Harvard University. Also, Mr. Tsimbinos was a lecturer in Economics at Queens College for a number of years, teaching courses in Basic Economics, Money and Banking, and Corporate Finance.

Robert Wann is Senior Executive Vice President and Chief Operating Officer, and a member of the Board of Directors of New York Community Bancorp, Inc. (the “Company”), its savings bank subsidiary, New York Community Bank, and its commercial bank subsidiary, New York Commercial Bank. Mr. Wann has been on the Board of Directors of the Company and the Banks since January 1, 2008, Senior Executive Vice President and Chief Operating Officer of the Company and New York Community Bank since October 31, 2003, and Senior Executive Vice President and Chief Operating Officer of New York Commercial Bank since its inception on December 30, 2005.

Prior to his appointment as Chief Operating Officer, Mr. Wann spearheaded the Finance Division of the Company and the Community Bank. He joined the Company in 1982, and was named Comptroller in 1989; in 1991 he was appointed Chief Financial Officer. An original member of the management team that took the Company public in 1993, Mr. Wann played, and continues to play, a crucial role in the development and growth of the Company.

Mr. Wann is a member of the American Bankers Association and the New York Bankers Association, and serves on the Board of Directors of various organizations. A graduate of Queens College with a degree in accounting, Mr. Wann is on the Board of Trustees of the Queens College Foundation. He also serves as a member of the Board of Trustees of the Queens Museum of Art. An active member of the community, Mr. Wann previously served as president of the Flushing Central Lions Club and currently serves on the Board of Directors of a private charitable foundation based in New York.