Mr. Carpenter serves as a Director of New York Community Bancorp, Inc. and of its bank subsidiary, Flagstar Bank, N.A. In addition to chairing the Board Credit Committee, he is a member on the Risk Assessment Committee. He is an experienced banking executive with a nearly 40-year career in commercial real estate finance, commercial and industrial lending, consumer lending and credit related insurance sales. He has served as consultant for credit and lending related matters to New York Community Bancorp, Inc. (the Company) since January 2020. Prior to his retirement from the Company on December 31, 2019, Mr. Carpenter served as Senior Executive Vice President and Chief Lending Officer of the Company and New York Community Bank from January 1, 2006, to December 31, 2019. Mr. Carpenter also served as Senior Executive Vice President of the Company’s former subsidiary, New York Commercial Bank from December 30, 2005 to November 30, 2018; Executive Vice President and Chief Lending Officer of New York Community Bank from February 1, 2005 to December 31, 2005; Executive Vice President and Assistant Chief Lending Officer of the Community Bank from January 1, 2003 to February 1, 2005; and Senior Vice President and Mortgage Lending Officer of the Community Bank from November 30, 2000 to January 1, 2003.
Mr. Carpenter joined the Company in November 2000 with the acquisition of Haven Bancorp, Inc. and CFS Bank where he served as Senior Vice President responsible for Multi-Family and Commercial Real Estate Lending from November 1994 through November 2000 and its Commercial Real Estate and Asset Management departments from December 1991 to November 1994. Prior to CFS Bank, Mr. Carpenter worked for American Savings Bank and both Beneficial Finance and The Minnesota Mutual Life Insurance Company in credit insurance sales.
Mr. Carpenter holds an MBA in Accounting from Fordham University, a Bachelor of Science in Business Administration/Finance from the University of Richmond, and a graduate degree in Banking from the National School of Banking at Fairfield University.
Mr. Carpenter serves on the Boards of Directors of the New York Community Bank Foundation and the Setauket Neighborhood House and has served on other Boards including The Real Estate Practitioners Institute at Stony Brook University, The Long Island Housing Partnership, The Metropolitan Mortgage Officers Society, The Long Island Museums and The Family Service League of Long Island.