New York Community Bancorp, Inc. and its affiliates, including New York Community Bank and New York Commercial Bank, (collectively the “Company”) maintain a Statement of Vendor Principles that provides guidance to our vendors regarding the standards of conduct we expect of them. The Statement of Vendor Principles is an affirmative statement that we believe acting ethically and responsibly is not only the right thing to do for the Company and its employees, but also for those with whom we conduct our business. These principles address our views regarding matters such as confidentiality, conflicts of interest, and compliance with laws and regulations.
To help ensure that the Company complies with the highest standards of financial
reporting and lawful and ethical behavior, the Audit Committee of the Board of Directors of the
Company established the Employee Whistleblower Complaint Policy and Procedures, which
also applies to all vendors, for the reporting of illegal or unethical conduct in connection with
the Company’s finances or other aspects of its operations, and the retention and treatment of
such complaints, including confidential, anonymous submissions received from employees.