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Reconciliations of GAAP and Non-GAAP Measures
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In addition to reporting our earnings and other financial measures in accordance with U.S. generally accepted accounting principles ("GAAP"), we also report certain non-GAAP measures, including "tangible" assets and "tangible" stockholders' equity.

In addition to using these and other non-GAAP measures in our analysis of our financial performance, we frequently refer to them in our earnings releases, conference calls, and investor presentations, and in certain of our filings with the U.S. Securities and Exchange Commission (the "SEC").

To enable you to understand the differences between our GAAP and non-GAAP financial measures--and the reasons we believe that such non-GAAP measures are important--we encourage you to refer to the discussion and reconciliations of our GAAP and non-GAAP financial measures.